#Property Research
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CMHC Insurance BC 2026: Premiums, Calculator & When You Pay
CMHC mortgage insurance kicks in any time your down payment is below 20 percent. On a $1.1M Metro Vancouver condo at 10% down, the premium is $30,690 rolled into your mortgage. Here is how the 2026 rates work and the $1.5M insurable cap.
Hamidreza Etebarian
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Variable vs Fixed Mortgage in BC 2026: Math, Penalties, BoC Outlook
5-year variable in BC is 3.35%, fixed is 4.04%. Variable saves money if the Bank of Canada holds at 2.25%. Fixed wins if hikes return. Here is how to pick.
Hamidreza Etebarian
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Presale Condos Vancouver 2026: Deposits, GST Rebate & Assignment Risks
Vancouver presale condos median $1,065,000 with new low-rise at $1,541/sqft. Full BC buyer guide: deposit schedules, the new $50K GST rebate, REDMA protections, assignment risk, and a pre-purchase checklist for 2026.
Hamidreza Etebarian