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Title insurance in BC is a $250 to $700 one-time premium that covers what the land title registry does not: fraud, undisclosed liens, encroachments, and unpermitted work. Here is what it actually pays for and when to buy it.
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A high-ratio mortgage means less than 20% down and mandatory default insurance, which can add $26,000+ to your loan on a typical BC condo. Here is when to avoid it, when to use it, and how the 2026 rules work.
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How bridge loans work in BC: prime + 2-4% rates, the firm-sale rule, real costs on a Metro Vancouver move, and when a HELOC or subject-to-sale offer is a better fit.