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Posts by Hamidreza Etebarian
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Presale Condos Vancouver 2026: Deposits, GST Rebate & Assignment Risks
Vancouver presale condos median $1,065,000 with new low-rise at $1,541/sqft. Full BC buyer guide: deposit schedules, the new $50K GST rebate, REDMA protections, assignment risk, and a pre-purchase checklist for 2026.
Hamidreza Etebarian
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Mortgage Stress Test Canada 2026: Qualifying Rate, How Much You Can Afford
The federal stress test forces you to qualify at roughly 2 percent above your real mortgage rate. With best 5-year fixed near 4.04% in May 2026, that means qualifying at 6.04%. Here is the math, the GDS/TDS ratios, and how a $100K BC household stacks up.
Hamidreza Etebarian
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